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Is an attorney required to close a refi in NY? New York

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  • Is an attorney required to close a refi in NY? New York

    Is an attorney required to be present for signing of the loan docs during a refinance and is only an attorney allowed by regulation to wire funds/disbursement? I'm aware that it is req'd for a purchase transaction, but can a closing agent handle the closing and witness signing of docs (even though they are not regulated by the state) and a title agent or the Mortgage Lender wire disbursements directly?
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