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Worker's Comp for IC's in CA

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  • Worker's Comp for IC's in CA

    My California company hires real estate agents and loan officers as Independent Contractors. However, for purposes of Worker's Comp, they are treated as employees and are included on our Work Comp reports in whatever month they close a deal. They are paid strictly on commission and sometimes they will go for months without a deal. My question is this: Does this mean they are only covered by Work Comp in the months they close a deal (when their commission amount is included in our Work Comp report)? What if they haven't closed a deal in 3 months and get injured during that time? What if a new hire agent or loan officer gets injured before they close their first deal? I asked the owners of the company but they don't seem to know the answer. My next call is to State Fund but I thought I would try this first.
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