I've never heard of this, but if an employee has a "sudden illness" while at work, is this covered by Worker's Comp? I'm going through our loss runs and found an employee who fainted due to an existing medical condition listed (and then had evaluation & testing at the ER), plus an employee who had a heart attack at work.
Both are okay now, but now I'm wondering why they are in our WC data, making our losses go up? I figured something like this is covered by medical insurance. We provide our employees with very good medical coverage.
One of my own employees had a misscarriage at work once, and was taken by ambulance to the ER. Nobody ever labeled this a WC issue, and her health insurance covered it. but I think in these other depts, someone decided "it has to be reported to HR." Were they wrong in doing this, or is is common for these things to go under WC?
Both are okay now, but now I'm wondering why they are in our WC data, making our losses go up? I figured something like this is covered by medical insurance. We provide our employees with very good medical coverage.
One of my own employees had a misscarriage at work once, and was taken by ambulance to the ER. Nobody ever labeled this a WC issue, and her health insurance covered it. but I think in these other depts, someone decided "it has to be reported to HR." Were they wrong in doing this, or is is common for these things to go under WC?
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