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Health Insurance- ok to offer to some but not all? South Carolina

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  • Health Insurance- ok to offer to some but not all? South Carolina

    I read the following elsewhere on this board and am hoping it is true. I cannot however find the correct information on any government websites so I can prove it to my employer. Can anyone give me a link (on an official site) that I can refer my employer to, if it's true ... TIA

    "It is a myth that if insurance is offered to one employee it must be offered to all. It is even a myth that if it is offered to one full time employee it must be offered to all. It is quite legal for an employer to establish classes of employees and only offer coverage to certain classes. Although a common class distinction is full time vs part time, it is not the only possibility. Even among full time employees, it would be legal to offer coverage to only certain departments; to office employees but not shop; to corporate employees but not field offices; to managers and above but not supervisors and below; only employees hired before a particular date; or any just about any other distinction that does not violate Title VII and related laws (race, religion, national origin, gender etc.)

    However, once the eligible classes are established, every employee in an eligible class must be offered the insurance. There can legally be a waiting period but they cannot pick and choose among employees in an eligible class; the plan document will establish at what point eligible employees become eligible."

    PS- if you are the author of the above, sorry I could not quote you directly as I copied the text and then lost the reference.

  • #2
    duplicate post.
    I post with the full knowledge and support of my employer, though the opinions rendered are my own and not necessarily representative of their position. In other words, I'm a free agent.


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