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Short Term Disability/Maternity Leave in Maryland Maryland Massachusetts

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  • Short Term Disability/Maternity Leave in Maryland Maryland Massachusetts

    I live in MD ( pay no attention to the Massachusetts in the title) and work full time for a small non-profit (5 employees). We don't have maternity leave, nor are we required to follow FMLA because of our size. I recently purchased short term disability insurance with Aflac. Is there such thing as state or federal disability for the weeks after delivering a baby? Is there anything else I can do to prepare us for having a baby and missing work for 2 or so months? We are not pregnant yet, but I am trying to cross all the t's and dot the i's before it happens! Thanks for your help.
    Junior Member
    Last edited by ErinCR; 07-13-2008, 01:51 PM.

  • #2
    I'm sorry but there is no federal or Md. state disability income plan. The only thing you can do is what you have done - buy your own individual DI policy & try to save as much money as you can before the baby gets here.
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    • #3
      At least you're asking beforehand; good for you. You'd be surprised at the number of posters who ask about disability benefits AFTER they've become pregnant which, of course, except in the 5 states to which Betty3 referred, is too late.

      Good luck.
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      • #4
        Don't forget to check up on child care costs in your area. I will never forget one of my male coworkers discussing plans for his first new baby with some of us moms at work, and being staggered to find that most of us paid $120-$140 a week for infant care. Talk to some of the moms you know, or call a local daycare center and find out what's normal for your area. Try putting that aside for a couple of months and see what it does to your budget.
        Senior Member
        Last edited by CarynG; 07-14-2008, 05:01 PM. Reason: used <> for markup instead of []


        • #5
          In my area, expect to pay twice that. I'm in MD too. The cost of daycare in Bethesda is a lot different than on the Eastern Shore or Garrett County. You can get an idea what the costs are for your area here
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