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My vehicle was damaged while on official work business. Is my employer responsible?

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  • My vehicle was damaged while on official work business. Is my employer responsible?

    I worked for a company based out of Massachusetts but reside in PA. I am required to drive to various sites throughout the Mid-Atlantic region on a daily basis, and I am reimbursed for mileage. I am an exempt employee. Yesterday, as I was driving on the NJ Turnpike during working hours to go to a meeting, my windshield was smashed when something flew out of a car in front of me. I was unable to get the license plate number, so I ended up having to pay out of pocket for the repairs. Is my employer in any way responsible for reimbursing me for the damages? Any advice on this matter is greatly appreciated!

  • #2
    Unless MA has some bizarre law that says differently, of if your company policy says otherwise, the employer has no responsibility to pay anything for damage incurred to your own vehicle.

    Not in NJ, not in PA.

    That's what insurance is for. And that's why most employers require proof of insurance for any employee who drives their own vehicle on the job.

    I've actually had employees try to demand that the company pay for scratches to their cars while parked in the parking lot. Um, no.

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    • #3
      Just as a note, some personal ins. policies will exclude coverage for the vehicle while it's being used for "business purposes." Of course, you can get/buy an endorsement for "business use" coverage.
      Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around. Leo Buscaglia

      Live in peace with animals. Animals bring love to our hearts and warmth to our souls.

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      • #4
        I knew Betty3 would know this.
        I don't respond to Private Messages unless the moderator specifically refers you to me for that purpose. Thank you.

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        • #5
          Our people weren't even using their cars for "business use." They just parked them in the parking lot and wanted us to pay for damage!

          I always say, if a person did not buy enough insurance (like the business use endorsement, or a low or zero deductible) than it's no one's responsibility but their own. Certainly not the employer's.

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          • #6
            Definitely agree.
            Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around. Leo Buscaglia

            Live in peace with animals. Animals bring love to our hearts and warmth to our souls.

            Comment


            • #7
              I worked at a car dealership and someone hit my car. Left a football size dent in the door but at that time there were no cameras and I didn't know who did it. I would never have thought the company was responsible.

              Now when the John Deer tractor ran over a car while removing snow, that the company paid for. I felt bad for the employee but that is what happens when you park where you are told not to.

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              • #8



                That company was overly kind. I'd call it a life's lesson learned.

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