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health insurance benefits California

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  • health insurance benefits California

    I have a question..

    It actually stems from my last job.

    When I resigned from my last job, I gave the last date two weeks later...a week into that two weeks, my boss said I did not have to finsih out the two weeks...I got paid up until that date, however, since they paid me up until the date of two weeks from my resignation date...shoudln't they be liable for keeping my health insurance for that two week period of time?

    Thank you.

  • #2
    I believe that Texas is the only state which has a law requiring the employer continue health insurance through the end of the month of termination.

    Are you saying that they terminated your health insurance prior to your last day worked? The policy normally contains the date on which coverage ceases in relation to your termination date. Do you have a copy of the SPD (Summary Plan Description)?

    Do you have medical expenses in that interim period?
    I don't respond to Private Messages unless the moderator specifically refers you to me for that purpose. Thank you.

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    • #3
      Not at all.

      The last day of your health insurance is determined by the terms of the insurance policy, not by the last day you were paid for.

      It is generally either the last day you were actually employed (which is NOT the last day of a paid, but unworked notice period unless specifically so designated) or the last day of the month in which employment ended. But whatever the insurance policy says, rules.

      They would only owe you health insurance benefits for the paid, but unworked notice period, if the insurance policy specifices that benefits will continue until the last day PAID.
      The above answer, whatever it is, assumes that no legally binding and enforceable contract or CBA says otherwise. If it does, then the terms of the contract or CBA apply.

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      • #4
        insurance benefits california

        Yes. I had expenses.

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        • #5
          health insurance california

          Sorry.

          Yes the insurence was terminated before I left, and yes I did have expenses, but I'm not sure what the policy states.

          I was paid for the full term of the notice, but was asked - allowed to leave- before my final date of employment.

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          • #6
            Your last day of employment is the last day you actually worked, not the last day of your notice period.

            What was the last day you WORKED, and what was the day of the insurance cancellation?
            The above answer, whatever it is, assumes that no legally binding and enforceable contract or CBA says otherwise. If it does, then the terms of the contract or CBA apply.

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            • #7
              health insurance california

              Thanks. I think that you actually answered my question.

              Comment


              • #8
                I think I did too, more than once.
                The above answer, whatever it is, assumes that no legally binding and enforceable contract or CBA says otherwise. If it does, then the terms of the contract or CBA apply.

                Comment

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