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COBRA Georgia

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  • COBRA Georgia

    Where do i get a continuation of health coverage information. Do i write it for my company or get it from health care provider or broker. Also in terms of ERISA and summary of benefits do i get that from the 403b providor or do i write it
    Thanks in advance for your answer

  • #2
    http://www.dol.gov/ebsa/faqs/faq_consumer_cobra.html

    Generally your former employer will send you a package with COBRA information. Some firms outsource this process. Either way your package should explain how covereage works, the cost and how to enroll.

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    • #3
      but you have to inform new hires of the availability of COBRA coverage...where do you get this information. Also what exactly is the difference between OBRA and COBRA?

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      • #4
        Originally posted by crzywldcat4 View Post
        but you have to inform new hires of the availability of COBRA coverage...where do you get this information. Also what exactly is the difference between OBRA and COBRA?
        Generally this information is included in plan documents for your health plan. These documents are commonly provided at time of enrollment. In order to be COBRA eligible you must have been enrolled in your former company's health plan.

        ================================================== =====

        COBRA is a federal law that gives the right to continue coverage to employees of large firms (20 or more employees), their spouses, and dependents. This coverage lasts up to 18 or 36 months. Premiums are generally up to 102% of the premium that current employees on that same policy pay.

        OBRA is a federal law that extends 18 month COBRA protections by 11 months to people who have been found to be disabled by the Social Security Administration. Premiums are generally up to 150% of the premium that current employees on that same policy pay.

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        • #5
          thanks robb

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          • #6
            Originally posted by crzywldcat4 View Post
            but you have to inform new hires of the availability of COBRA coverage...where do you get this information.
            It sounds as if you are asking as a HR person. You might want to review An Employer's Guide to Group Health Continuation Coverage Under COBRA. http://www.dol.gov/ebsa/pdf/cobraemployer.pdf
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