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back coverage for short term disability New York

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  • back coverage for short term disability New York

    My current employer had a lapse in premium payments for our disability insurance. My question is, I was taken out of work for pre-term labor on 1/3/08 the policy is suppose to be reinstated around 1/27/08 or some time around this date. Will the short term disability cover back to this date even though technically the policy was not in effect?? ( NY state)

  • #2
    We can't tell you what your carrier will do. It will depend on the terms of the policy and the reinstatement arrangement.
    The above answer, whatever it is, assumes that no legally binding and enforceable contract or CBA says otherwise. If it does, then the terms of the contract or CBA apply.

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