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North Carolina Accident, Apparently with injuries

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  • North Carolina Accident, Apparently with injuries

    I was driving on the freeway and a car swerved in front of me. To avoid a collision, I swerved into the next lane and another car and I rubbed together. My mirror was gone and there were some scratches and dents on my car. On her car there were some scratches and dents on the passenger side. I was going about 55. We filed a police report and we both said there were no injuries. I, of course, got a citation because the original swerver did not stop. I got my car fixed and I assumed she did too through our insurances. Today, about 2 weeks later, I get a call from my insurance provider that she is suing us for extensive injuries. I'm not saying she might not have pain somewhere but definitely did not at the time. I know it can happen later but it how can it be proven that she didn't have an injury that is unrelated to this? How much will I have to pay out of pocket? How much will my insurance go up? Can we lose our house? Thanks for your help.

  • #2
    You'll need to get these answers from your ins. agt. If you would be sued in court (a lot of times it's settled out of court within pol. limits), your ins. company's lawyer will defend you in court but will only pay up to your policy limits. You'll have to ask your ins. co. what those limits are. We also don't know how much your rates might raise.

    PS You can look in your policy yourself for your policy limits, deductible etc.
    Last edited by Betty3; 01-26-2010, 11:44 AM. Reason: add PS
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