Perfect credit record until I lost job 9/2003 - had to quit paying
credit cards to survive on Social Security-am disabled.
No tangible assets - IRS as lien on home.
First chg off date 4/2004; Credit report shows $7,083 written off but
also shows past due as of Aug 2005 as $9,839??
Then comes a civil action notice from a firm I've never heard of doing
business under the laws of Georgia (?) as Plaintiff.
Wouldn't they have to be licensed in MIssissippi?
In facts it says I entered into an agreement with plaintiff or it's
assignor, failed to make payments, & attorney sent demand for
payment..and plaintiff is seeking judgement
= attorney fees, etc.
I'm suppose to respond to the attorney & file a response with the court
within 30 days.
Please - I need advice.