I owe 4 credit card companies, cannot pay since 12/03 - I've been
getting calls from collectors.
On one card - every 6 months - a new collection agency. You think some
have quit calling - then here comes a call about a card from Another
I'm considering bankruptcy because if I win a lawsuit in 2006 - it will
be under $25,000 but survival is very strong here. I'm disabled, and
70. It will help see me "til then." so I really need to keep it.
Question " Do I list the credit card companies or all those collection