How does HUD help homebuyers and homeowners in us?

[Joan1]

How does HUD help homebuyers and homeowners in us?
Thanks, I look forward to your response!


Joan1

[Tod22]

HUD helps people by administering a variety of programs that develop and support affordable housing. Specifically, HUD plays a large role in homeownership by making loans more readily available for lower and moderate income families through its FHA mortgage insurance program and by making HUD Homes available. HUD/FHA does not make loans or grants to homeowners. All of the HUD/FHA insured mortgage loan programs are handled through HUD-Approved mortgage lenders. You may find the list of HUD-Approved Lenders at our website. You can search for lenders in your area. The mortgage lender takes the loan application and handles all the required paperwork for the loan. For additional information, visit HUD's buying a home website Here's some of the information you'll find there:
Can you afford a home?
Links to homes for sale by HUD and other Federal agencies
How to purchase a HUD home
HUD’s FHA Loans, Home improvement, Refinancing
Housing Counseling.
Information for senior citizens about housing options, community
How to keep your home if facing default/foreclosure
What to do if your house is damaged by a natural disaster.
Search for a Refund-Are you eligible?
Another way that HUD supports affordable housing for citizens is through its housing counseling program. HUD supports a network of more than 1,200 national, regional, and local organizations that provide a variety of housing counseling and homebuyer and homeowner education and outreach activities. HUD also funds many of these agencies through its housing counseling assistance program grants. HUD-approved agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues and reverse mortgages. To find out more about HUD's housing counseling program in your state click here.
You can also call the Customer Service/Distribution Center at (800) 767-7468 between 9:00 A.M. and 5:00 P.M. Eastern Standard Time and ask for printed materials on becoming a homeowner. The following are some of the materials available. You might suggest one or more of them:
Guide to Single Family Home Mortgage Insurance
The HUD Home Buying Guide
100 Q&As About Buying a New Home
Rehab a Home with HUD’s 203(k)
Suddenly Thousands of Families Who Couldn’t Buy a Home, Can (in six languages)
You Probably Have Lots of Good Questions About Buying a House

Please contact me again if you have any questions.
Yours faithfully
Todd