I parked my car in employee parking lot at work and a company owned tree fell on it.
I was told "get a couple of estimates and I will be paid directly for it" by my department head.
Next day I was told I needed 3 estimates for the company to review. I have provided them with 3 estimates, $800, $900, $1000.
Now I have been informed that the company will not cut me a check. It seems like they are going to tell me to go get it fixed then bring them the bill.
The company has a $1000 dollar deductible on their insurance so they are going to pay it without making a claim.
My car is 16 years old and nothing special so I would rather not get it repaired. the paint is faded and the new fender is not going to match. If this was a regular car to car accident I would just deposit the check in the bank and not bother with repairs.
But I am aggravated that the company is going to limit my choices on this. either get it fixed or no check. I do not even like the idea that I am forced to pay out first then get reimbursed.
Can the company limit my choices like that? Legally? If they want to negotiate the price that would be one thing but just cutting off my options? I dunno.
As far as I know I do not have to fix the car and I probably do not even have to state that I will or will not fix the car. I feel like going around them and calling their insurance company directly and trying to push a claim through if I can.
Can the company legally force me to fix the car to get a check?
State of Georgia.