trying to find out if our med pay and loss of wage coverage applies.
Pulled into a parking spot at a store day after a snow. Parking lot was cleared and looked like dry blacktop. Driving a pickup truck. When my wife and i started to exit truck as soon as our weight transferred to foot on ground we both fell out of truck due to slipping on black ice.
Asked our agent about filing claim they got snotty and said we werent driving and there was no accident. Reading the policy is confusing. Freinds tell us submit bills and let ins co decide but i dont want to file claim if it will not be covered as claim is a mark against you.
Any info appreciated, thanks!