I am a home buyer in Maryland. The financing contingency expired on 21 days from the date of the contract but the closing date is 26 days from the date of contract. I obtained the loan commitment letter on 23 days from the date of contract but we cannot close on time because lender cannot provide all documents. Sellers and buyers cannot reach an agreement on extending closing date. My agent suggested me to declare the contract null on the closing date based on the reason buyers are no longer qualified for the loan. In this case, can I get the deposit back?