I am in the market to secure a home sometime in the near future so I decided to get all 3 of my credit scores.
TransUnion and Equifax yielded nothing unsatisfactory.
However Experian yielded 2 civil claim judgments against me. I am the "II" and i am only 22 years old. The total claim amount is roughly 23,000 dollars. This is obviously not me, but my father.
We all live in the same house and I have before, about 2 years ago, had my bank account frozen by Discover BANK for $7,145...which after 3 hours on the phone they unfroze it because they were wrong.
I would like to know what I can do legally to get this stuff off my report ASAP, since it is negative and does not accurately reflect me or my credit.
Thanks for your time!
I live in altoona, pa as well.