Results 1 to 8 of 8

Thread: Disputed 2 judgments to Experian, unsatisfactory results, Pennsylvania

  1. 06-01-2011, 03:34 PM #1
    cmcraz233
    cmcraz233 is offline
    Junior Member
    Join Date
    Feb 2010
    Posts
    9

    Exclamation Disputed 2 judgments to Experian, unsatisfactory results, Pennsylvania

    I am in the market to secure a home sometime in the near future so I decided to get all 3 of my credit scores.

    TransUnion and Equifax yielded nothing unsatisfactory.

    However Experian yielded 2 civil claim judgments against me. I am the "II" and i am only 22 years old. The total claim amount is roughly 23,000 dollars. This is obviously not me, but my father.

    We all live in the same house and I have before, about 2 years ago, had my bank account frozen by Discover BANK for $7,145...which after 3 hours on the phone they unfroze it because they were wrong.

    I would like to know what I can do legally to get this stuff off my report ASAP, since it is negative and does not accurately reflect me or my credit.

    Thanks for your time!

    I live in altoona, pa as well.
    Reply With Quote Reply With Quote
  2. 06-01-2011, 04:30 PM #2
    Betty3
    Betty3 is offline
    Super Moderator
    Join Date
    Apr 2007
    Location
    Il.(near STL,Mo.)
    Posts
    14,140

    Default

    Did you notify Experian that they had the wrong person?
    Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around. Leo Buscaglia

    Live in peace with animals. Animals bring love to our hearts and warmth to our souls.
    Reply With Quote Reply With Quote
  3. 06-01-2011, 04:54 PM #3
    cmcraz233
    cmcraz233 is offline
    Junior Member
    Join Date
    Feb 2010
    Posts
    9

    Default

    yes I notified them via their website...theres a option for that when you view your report.

    Should I look for a lawyer around where I live...or do you think it be credible enough to
    contact experian again...and try again?
    Reply With Quote Reply With Quote
  4. 06-01-2011, 05:52 PM #4
    Betty3
    Betty3 is offline
    Super Moderator
    Join Date
    Apr 2007
    Location
    Il.(near STL,Mo.)
    Posts
    14,140

    Default

    How long ago was it that you contacted them? They do need some time to verify
    their information & correct any that is incorrect.
    Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around. Leo Buscaglia

    Live in peace with animals. Animals bring love to our hearts and warmth to our souls.
    Reply With Quote Reply With Quote
  5. 06-01-2011, 05:59 PM #5
    cmcraz233
    cmcraz233 is offline
    Junior Member
    Join Date
    Feb 2010
    Posts
    9

    Default

    i reviewed my experian report last month, when i disputed both judgments they said it would take 30-45 days to investigate and get back to me via mail.

    i received the letter today saying the two judgments 'remain'.

    So nothing was solved this way.
    Reply With Quote Reply With Quote
  6. 06-01-2011, 07:17 PM #6
    Betty3
    Betty3 is offline
    Super Moderator
    Join Date
    Apr 2007
    Location
    Il.(near STL,Mo.)
    Posts
    14,140

    Default

    You can try contacting them again. If you can't get judgments removed/corrected,
    you can contact your state's Attorney General's Office or a lawyer for help.
    Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around. Leo Buscaglia

    Live in peace with animals. Animals bring love to our hearts and warmth to our souls.
    Reply With Quote Reply With Quote
  7. 06-01-2011, 09:19 PM #7
    DAW
    DAW is offline
    Senior Member
    Join Date
    Jun 2006
    Location
    California
    Posts
    11,934

    Default

    http://www.ftc.gov/bcp/edu/pubs/cons...dit/cre21.shtm
    "Reality is that which, when you stop believing in it, doesn't go away".
    Philip K. **** (1928-1982)
    Reply With Quote Reply With Quote
  8. 06-01-2011, 10:34 PM #8
    Betty3
    Betty3 is offline
    Super Moderator
    Join Date
    Apr 2007
    Location
    Il.(near STL,Mo.)
    Posts
    14,140

    Default

    The problem here is the OP disputed the info with the reporting agcy. but they
    are not removing it. OP will need to take further action by furnishing them with
    additional info or going elsewhere for help. (AG office or lawyer per my ref. or
    FTC per link above)
    Last edited by Betty3; 06-01-2011 at 10:37 PM.
    Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around. Leo Buscaglia

    Live in peace with animals. Animals bring love to our hearts and warmth to our souls.
    Reply With Quote Reply With Quote
« Previous Thread | Next Thread »

Similar Threads

  1. disputed debt
    By knettak in forum Debt Collection
    Replies: 0
    Last Post: 07-20-2008, 06:42 PM
  2. How do I have notice of the Entry of Orders and Judgments sent to me by facsimile? Pennsylvania
    By qacrawler in forum Pennsylvania Court Law
    Replies: 0
    Last Post: 07-10-2006, 11:06 PM
  3. Is Experian a Corporate Thug?
    By jls in forum General legal issues
    Replies: 0
    Last Post: 07-12-2005, 08:21 AM
  4. __ Experian says: Repugnikkans are Deadbeats, Democrats have higher Credit Scores ! _
    By S. O. Damocles in forum General legal issues
    Replies: 1
    Last Post: 10-12-2004, 09:29 AM
  5. disputed debt
    By Buckwheat in forum Bankruptcy Law
    Replies: 0
    Last Post: 08-04-2003, 05:26 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Forum Rules