I've been divorced since July 2004. My ex-husband and I agreed that I would do a Quit Deed and he would refinance the house since the mortgage was in my name. Of course, he didn't uphold his end of the deal and has recently stopped making the monthly payments. The mortgage is closing in on 3 months past due and has reported to my credit. After reviewing the divorce decree I realized only my responsibility to complete a quit deed was outlined and it says nothing about him refinancing. I was 23 years old and completely naive. Now, I need to find out how I can force him to refinance and compensate for any payments I have to make in the mean time in order to salvage my credit. I worked so hard for the last seven years to repair the damage he inflicted to my credit score during our marriage. He even went as far as to open credit lines in my name without my knowledge. I didn't discover any of this until after the divorce was final and decided to let it go at the time because I just wanted out. He also never allowed me to retrieve my personal belongings from the house which were outlined in the divorce decree. I'm concerned about the amount of time that has passed, but I'm hoping his consistent payments for the past 7 years show he was aware it was his responsibility. I want to haul him to court because he had dismissed my efforts at contacting him so we can discuss this. I've finally moved to a place where he hasn't been able to get my address and I am upset that he'll have the ability to find me again. I have to get this issue resolved once and for all sothat I can finally move on without him having any control over any aspect of it.