My ex wife is claiming bankruptcy under section 7 in Arizona for several credit cards. These cards are all in her name, were only used for herself and our divorce settlement states that each party is liable for our his/her own debts. She is now telling me that her debtors are going to come after me as it is community property. I have looked at the laws under section 7 and cannot believe that I could be liable for this. Can anyone offer any help or assistance in this matter?