Three weeks ago, I went to the kindergarten to pick up my son. When I was parking, the truck on the right parking place pulled out and hit me. Actully, when I was pulling in, the truck was standing still. The driver apparently did not see me, he pulled out and hit the back of my passenger's side.
This is the first time I had an accident with somebody. I didn't know what to do. We called the police. About 2 hours later, the police came over, but refused to file a report, because it happened in a private property. Then we exchanged insurance information, and left (I even did not ask his contact information. How stupid I was!).
Then I filed a claim to my insurance. The two insurance companies did some procedures. Then his insurance called and said it is 100% my fault. The other party lied to his insurance, saying he was driving forward when the accident happend (he actually drove backward). His insurance just took his word since there is no police report, nor witness.
I am really upset. He didn't apologize to me. Then he lied. I did not fall into an argument with him because this is the first time I had an accident (I didn't know what to do), and this happened in the parking lot of my son's school (I do not want to get into argument with a parent or some related person). It turned out the driver is the son of the head of the kindergarten. But it seems that person does not care. He totally lied. The damage is about 1200 dollars.
What shall I do next?
What do people normally do when an accident happens-- to protect yourself from being wronged? Will most witnesses (if there are any) give their contact information and testify for you?
Thanks in advance for any reply.