In Sept. 2009 we signed a document furnished by our home owner for an "assumption of his VA mortgage loan" on the house we are now living in. So for the past 18 months we have been making payments on this loan. Does he still get to claim the interest on his income taxes even though he has not made the payments? Also, there would be real estate taxes: city, school and county taxes that we would be able to use to itemize for our taxes. All of which come from our mortage payments.