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DISABILITY approved / denied Indiana

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  • Don33
    started a topic DISABILITY approved / denied Indiana

    DISABILITY approved / denied Indiana

    Was on short term disability from 5-14 to 6-4. All that time was approved. Doctor gave me a return to work slip to see if I could work. Work two days and was off for the same condition. And now they say my condition is not covered. My family doctor and the Specialist that i'm seeing have filled out paperwork for them and they still say not approved. Is there anything I can do to get what I got coming??

  • moburkes
    replied
    Originally posted by Don33 View Post
    No not at work now. I don't know what they want. They asked for all doctor's notes. Did that and they say thats not enough info. Don't know what more they could want. I don't see how group can make a decision to denied. When your doctor's say it a disability
    Because they're the insurance company. They are the ones that pay the benefits.

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  • Don33
    replied
    No not at work now. I don't know what they want. They asked for all doctor's notes. Did that and they say thats not enough info. Don't know what more they could want. I don't see how group can make a decision to denied. When your doctor's say it a disability

    Leave a comment:


  • moburkes
    replied
    Originally posted by Don33 View Post
    For example I've been off work for three days this week. With headaches
    Are you at work now? What is the additional information that the insurance company needs?

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  • Don33
    replied
    For example I've been off work for three days this week. With headaches

    Leave a comment:


  • moburkes
    replied
    Originally posted by Don33 View Post
    Short term disability: If your on STD and you return to work and go back off work for the same condition there is no waiting period. STD start again
    That's not what I mean. I'm saying that you CAN work right now. The FMLA part was easy. But, I don't understand why you're saying that you cannot work.

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  • cbg
    replied
    That is a matter of the specific disability policy, Donn, not law.

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  • Don33
    replied
    Short term disability: If your on STD and you return to work and go back off work for the same condition there is no waiting period. STD start again

    Leave a comment:


  • moburkes
    replied
    Originally posted by Don33 View Post
    Aree you a lawyer???
    No, an insurance agent.

    But, if you're working, you don't qualify for disability.

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  • Don33
    replied
    Aree you a lawyer???

    Leave a comment:


  • Don33
    replied
    I've been working. If I get a headache I go home. They last a couple hours to all day. Meds work some days but not others. Still doing test to deter

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  • moburkes
    replied
    Originally posted by Don33 View Post
    It was approved the first time I was off. FLMA has been approved
    FMLA makes perfect sense. How often do you get them? Is your medication working? How long have you been out? How long are you expected to be out? What additional paperwork was requested?

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  • Don33
    replied
    It was approved the first time I was off. FLMA has been approved

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  • moburkes
    replied
    Originally posted by Don33 View Post
    They said there not enough to support missing work. Even though doctor's keep filling out there paperwork. Chronic migraine headaches
    I don't see how that qualifies, either. How much time are you expected to be out?

    Are you eligible for FMLA?

    Leave a comment:


  • Don33
    replied
    They said there not enough to support missing work. Even though doctor's keep filling out there paperwork. Chronic migraine headaches

    Leave a comment:

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