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What documents do I need to start a bankruptcy? Maine

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  • What documents do I need to start a bankruptcy? Maine

    In addition to requiring certain Official Forms (Form 1--Voluntary Petition (2 pages), Form B22A, B or C, depending on chapter - Statement of Current Monthly Income and Means Test Calculation, Form 6--Summary of Schedules followed by Schedules A through J, and Declaration, Form 7--Statement of Financial Affairs, and Form 8--Statement of Intention), Maine requires the filing of the following local forms: Creditor Matrix (list of people you owe money to), Verification of Creditor Matrix, and if applicable, an Application to Pay Filing Fee in Installments. These are the forms required for either a Chapter 7 or Chapter 13 filing, however, if you are filing a Chapter 13, the Chapter 13 Plan is a required document as well. You must also submit certification that you have received credit counseling from an approved credit counseling provider.

    Please assemble these documents in the order in which they are listed in the previous paragraph.

    The filing fee for a Chapter 7 case is $274.00 and the filing fee for a Chapter 13 case is $189.00, payable in either cash, money order or certified bank check. Current fees can be found on the Fees Page of this Web Site. Please be advised that this office does not accept personal checks.

    If you need to start your case quickly, you can file only Form 1--Voluntary Petition and your Creditor Matrix with the accompanying Verification. You have an additional 15 days to file the statement of current monthly income and means test calculation and the rest of your bankruptcy papers, commonly known as Schedules. Your failure to timely file these additional required documents or seek an extension of time to do so will result in the dismissal of your case, denial of discharge, or the imposition of sanctions.

    Official Bankruptcy Form samples may be obtained at the public counters of the Bankruptcy Court. One set of forms is provided and these may be photocopied. You can also find them under the Post BAPCPA Forms Page of this web site.

    Make sure you put a response to every question. If your answer is "none" or "not applicable", make sure you indicate that in writing. Use continuation pages if you run out of room. Make sure you sign each form where required as this is very important. Also, if you are filing a joint case, make sure that your spouse signs as well. When filling out the Means Test form for a c.7, be sure to check the appropriate box on the front of the form to indicate whether a presumption of abuse arises.

    Prepare your creditor matrix (a mailing list of your creditors) according to the matrix format instructions. You can find this under the Creditor Matrix section of this web page. The Clerk's Office uses an Optical Character Reader to scan matrices and if you do not follow the instructions exactly, the scanner will not be able to read the matrix properly.