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My friend recently got a call from a bank in Delaware. This agent threatened him that he would legal action would be taken at the courthouse in our town. My friend recently consolidated all his debt, so he does not understand where this is comming from. My question is, if this is a legitimate debt to be payed, shuld the creditor give warning? Also is this a situation that would be settled in court? I belive the debt was claimed to be 700 or 800$$ I am was thinking this may be some kind of scam, as the message from the "agent" also refered to his ss # and bank account number. Credit card debt does not go to local court, or am I wrong?
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