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View Full Version : Does automatic stay in old law keep cars from being repoed?


Rob H
10-23-2005, 10:58 AM
I have a account with ford that i want to keep after my chapter 7 goes
through in the next few weeks. The account is current but the payment is due
this week. A repo guy showed up at my door today. I didn't answer it and he
left a card,but i thought as long as you kept paying,you kept the car. My
payment history is terrible but i got it current before the case filed and
it wont be a problem after the 7 goes through. I didnt call ford and tell
them i was filing,do you think i just need to tell them about it and they
will be cool?
Also,doesnt the auto stay keep them from repoing?

RTCB
10-23-2005, 05:39 PM
"Rob H" <rch1@mindspring.com> wrote in message
news:5bQ6f.18897$QE1.1053@newsread2.news.atl.earth link.net................ I didnt call ford and tell them i was filing,do you think ijust need to tell them about it and they will be cool?

Yes.
Also,doesnt the auto stay keep them from repoing?

Yes.

Gary
10-23-2005, 07:30 PM
If you'd included this in the list, they would have receiuved a copy of the
stay, which sez they cannot start or continue repo proceedings until further
advised.

You can try to ammend it possibly, but by all means let them know your in
active BK

Gene
10-24-2005, 04:14 AM
On Sun, 23 Oct 2005 17:58:25 GMT, "Rob H" <rch1@mindspring.com> wrote:
I have a account with ford that i want to keep after my chapter 7 goesthrough in the next few weeks. The account is current but the payment is duethis week. A repo guy showed up at my door today. I didn't answer it and heleft a card,but i thought as long as you kept paying,you kept the car. Mypayment history is terrible but i got it current before the case filed andit wont be a problem after the 7 goes through. I didnt call ford and tellthem i was filing,do you think i just need to tell them about it and theywill be cool?Also,doesnt the auto stay keep them from repoing?


Personally, you'd have to be way behind for a repo guy to show up.
Something on the order of 3-4 months.

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