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Samm
07-26-2004, 05:48 AM
I filled for chapter 13 (filling date 1/2003) and I just checked my credit
report (Transunion) and there is now one collection record on there (amount
for $30k and placed there 2/2003)

This amount is for my student loan and I guess they sold it to a third party
after i declared bk. I mainly filled chapter 13 as I have to repay my
student loan and as that can not be done with chapter 7.

My question is: I was never late on my student loan payments (until filling
bk), so can they add a collection AFTER I declared bk, specially as this is
included in the bk.
And furthermore can they report a balance (in this case the 30k)?

Thanks!

Samm
07-28-2004, 10:48 AM
nobody an idea?
I filled for chapter 13 (filling date 1/2003) and I just checked my credit report (Transunion) and there is now one collection record on there
(amount for $30k and placed there 2/2003) This amount is for my student loan and I guess they sold it to a third
party after i declared bk. I mainly filled chapter 13 as I have to repay my student loan and as that can not be done with chapter 7. My question is: I was never late on my student loan payments (until
filling bk), so can they add a collection AFTER I declared bk, specially as this
is included in the bk. And furthermore can they report a balance (in this case the 30k)? Thanks!

Mr. Smith
07-29-2004, 08:53 PM
I don't have a clue, but did you file BK on your own or did you use an
attorney? As an existing client, I can't imagine your attorney would turn
you away if you inquired of him/her.

"Samm" <sam@nospam.com> wrote in message
news:VFRNc.85067$bp1.30404@twister.nyroc.rr.com... nobody an idea? I filled for chapter 13 (filling date 1/2003) and I just checked my
credit report (Transunion) and there is now one collection record on there (amount for $30k and placed there 2/2003) This amount is for my student loan and I guess they sold it to a third party after i declared bk. I mainly filled chapter 13 as I have to repay my student loan and as that can not be done with chapter 7. My question is: I was never late on my student loan payments (until filling bk), so can they add a collection AFTER I declared bk, specially as this is included in the bk. And furthermore can they report a balance (in this case the 30k)? Thanks!

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