Has anybody had any experiences with this outfit? Are they legit? Is it
better to try to work directly with credit card companies or go through an
intermediary paying them a set-up fee as well as a monthly service fee?
Input? Thanks! Jim

jimbol51@cox.net wrote: Is it better to try to work directly with credit card companies or go through an intermediary paying them a set-up fee as well as a monthly service fee?

Hello,

There is some information responsive to your question on my
website at
http://www.insolvencyhelp.org/options.html#option2

Look, in particular, at the second paragraph of the section
called "Prepackaged Compromises" a bit further down on the page.

Hope this helps you!

Happy New Year everyone!!

Kindest regards,

Tom

----------------------------------------------------------
Free help for businesses, families, and individuals facing
past due debts and taxes: http://www.insolvencyhelp.org
----------------------------------------------------------

Jim:

DO not do business with Cambridge! My friends got involved with this
outfit, and they took a bad situation and made it much worse. (And
they take 10% of everything you send every month, plus an up front
fee.) DO not be fooled by their "non-profit" status .... this is a
tax dodge.


There used to be TRUE Consumer Credit COunseling organizations, that
charged no fee -- nothing. They would recieve a voluntary "fair
share" compensation from the creditors. (I used to work years ago in
a bankcard center, so no, its not a fairy tale.) I don't if they exist
anymore - but try to find them if they still exist. Don't do business
with any "help" that takes money up front or out of your payments.


David




<jimbol51@cox.net> wrote in message news:<AQ%Ib.25676$i55.20654@fed1read06>... Has anybody had any experiences with this outfit? Are they legit? Is it better to try to work directly with credit card companies or go through an intermediary paying them a set-up fee as well as a monthly service fee? Input? Thanks! Jim

I have heard the same thing. I also heard people who had problems
with Ameridebt. Those non-profits are a total misnomer. My friend
was in a credit counseling program and switched to debt settlement and
found it to be much better. i think the name of the company was debt
settlement usa. i looked them all up on the BBB and this was one of
the few who had a clean record.

Andy

Jim: DO not do business with Cambridge! My friends got involved with this outfit, and they took a bad situation and made it much worse. (And they take 10% of everything you send every month, plus an up front fee.) DO not be fooled by their "non-profit" status .... this is a tax dodge. There used to be TRUE Consumer Credit COunseling organizations, that charged no fee -- nothing. They would recieve a voluntary "fair share" compensation from the creditors. (I used to work years ago in a bankcard center, so no, its not a fairy tale.) I don't if they exist anymore - but try to find them if they still exist. Don't do business with any "help" that takes money up front or out of your payments. David <jimbol51@cox.net> wrote in message news:<AQ%Ib.25676$i55.20654@fed1read06>... Has anybody had any experiences with this outfit? Are they legit? Is it better to try to work directly with credit card companies or go through an intermediary paying them a set-up fee as well as a monthly service fee? Input? Thanks! Jim