I had my 341 meeting on July 8. Just like Brett keeps saying, no one showed
up. The trustee found my Chapter 7 case to be an "Asset" case because I have
some equity in a couple of properties. He has offered to let me keep my
house if I can come up with $21,000. My attorney is trying to negotiate this
down a little and the Trustee has actually offered "terms" allowing me to
pay 1/2 up front and the rest over the next 12 months. My question is this -
Are there lenders that will consider loaning money to someone right out of
bankruptcy. I'd like to refinance my house (or take out a second mortgage)
immediately after discharge so that I can pay the Trustee the remainder and
pay back my 401K plan for the first 1/2 of the $21,000. After the discharge,
I'll have no debt except the mortgage and a car payment (for which I get a
car allowance from my employer). I've got 5 years on the job and have never
been late on the current mortgage or the car payment. Has anyone out there
done this? All replies will be appreciated.

--
biggus