K Kim
08-04-2003, 02:09 PM
If you get sued and the judegment is against you, the garnishment will
begin immediately. The garnishment can only be stopped when you
declare BK in court. Without BK, the garnishment will continue.
"DIANA" <DESPOSITO@ADSMOBILITY.COM> wrote in message news:<oLwXa.6764$8N.516084@twister.socal.rr.com>... We have severe CC debt to the tune of $70,000 +. We don't want to file bankruptcy now because it would most likely be chapter 13. We are going to have a child and want to wait because our income will change drastically. What happens if we get a judgement in the meantime. Can we tell the court we are planning on filing BK? Will that discourage them from collecting or will they just proceed for the time being. We don't want to file BK 13 and then have to pay extra to convert to BK 7. That just doesn't make good sense. We know we won't file until we receive our tax return for 2003 next February. We will have alot of expenses preparing for a child and I would almost bet ch 13 would not leave us any extra money for expenses for a child that isn't even born yet. Anyone have any recommendations for a GOOD lawyer in Los Angeles county, San Fernando Valley? We just went through a BIG waste of time with one. Thanks in advance for any experience info and advice. D S E --
begin immediately. The garnishment can only be stopped when you
declare BK in court. Without BK, the garnishment will continue.
"DIANA" <DESPOSITO@ADSMOBILITY.COM> wrote in message news:<oLwXa.6764$8N.516084@twister.socal.rr.com>... We have severe CC debt to the tune of $70,000 +. We don't want to file bankruptcy now because it would most likely be chapter 13. We are going to have a child and want to wait because our income will change drastically. What happens if we get a judgement in the meantime. Can we tell the court we are planning on filing BK? Will that discourage them from collecting or will they just proceed for the time being. We don't want to file BK 13 and then have to pay extra to convert to BK 7. That just doesn't make good sense. We know we won't file until we receive our tax return for 2003 next February. We will have alot of expenses preparing for a child and I would almost bet ch 13 would not leave us any extra money for expenses for a child that isn't even born yet. Anyone have any recommendations for a GOOD lawyer in Los Angeles county, San Fernando Valley? We just went through a BIG waste of time with one. Thanks in advance for any experience info and advice. D S E --
