I'm wondering this as well. My credit union (that might be my problem--a
credit union, not a bank) will NOT issue me a debit card due to the BK. Is
there anything that can be done about this?

<anonymous@coolgroups.com> wrote in message
news:3f2aaa2f$1_4@news.athenanews.com... the last time i went to the bank they said i couldn't have a debit card because i had bad credit. is there an easy way to get a debit card after bankruptcy?Use a debit card and stay away from credit cards.Glen Hughes, CPAwww.glenhughescpa.com<anonymous@coolgroups.com> wrote in messagenews:3f28c291_4@news.athenanews.com... how likely is it that one can have credit cards after filing a chapter 7 bankruptcy? i am seriously considering bankruptcy, but i'd rather not be able to forfeit the convenience of ordering stuff online, etc. once it's all over. ------------------------------------------------------- ------------- For free web access to 50,000+ newsgroups, please visit http://www.coolgroups.com/. Thanks ------------------------------------------------------- ------------- -------------------------------------------------------------------- For free web access to 50,000+ newsgroups, please visit http://www.coolgroups.com/. Thanks --------------------------------------------------------------------

I have a family member, well ex family member who was a high ranking
officer of a very large credit union, I was told the only way they will
decline offering you a debit card is if the card will be attached to a
line of credit. I have 2 debit cards both active but only use one. The
idea of a debit card is for you to use the money you have in a
checking/savings account. Both of my cards are dual use cards, but I
didn't want a line of credit and stated so when applying for it. Most
cards carry the VISA/MC etc label on it but that doesn't mean that there
is a line of credit involved. I have used mine for purchases like a
credit card.

Try these suggestions:
Find a bank that is offering free checking, they always offer a card of
some sort. Credit Unions are tightening their belts because they are
getting burned worse than banks and when they lose money it hurts them
more than a bank. Most CU's are non profit entities and the cash that is
made from interest etc is returned to it's operation. While most banks
are for profit and need to answer to their investors. Like anything else
look around for who will give you the best offer and best service.
With bankruptcy at an all time high and getting worse, banks and other
business' are going to be more flexible with their rules.

Good luck

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