Thomas Gagliano
08-01-2003, 05:43 PM
My discharge came today in the mail!!!...I had excellent credit before
filing BK ch. 7, I have steady and good paying job with no debts, just
one car loan that we kept during BK filing which is current.
-What to expect if I decide (will happen soon) to purchase a new car
loan, I'm looking at 10-15k range for a small gas-saving 4 door like
Honda Civic, Hyundai Accent, etc... I don't need anything fancy bells
and whistles! I have approx 2500-2800 trade in value for my 1997
truck. What's the approx interest range? how do I get lower rate?
do I do hard negoations for that? What manfacture finace company is
post-BK friendly? also does my trade-in help with downpayment? (I
don't plan to put any down payment, just my trade in)
-What about leasing? is it easy? or hard for post-BK?
-Basically anything to advice me are welcomed!
Thanks in advance!
Tom G.
filing BK ch. 7, I have steady and good paying job with no debts, just
one car loan that we kept during BK filing which is current.
-What to expect if I decide (will happen soon) to purchase a new car
loan, I'm looking at 10-15k range for a small gas-saving 4 door like
Honda Civic, Hyundai Accent, etc... I don't need anything fancy bells
and whistles! I have approx 2500-2800 trade in value for my 1997
truck. What's the approx interest range? how do I get lower rate?
do I do hard negoations for that? What manfacture finace company is
post-BK friendly? also does my trade-in help with downpayment? (I
don't plan to put any down payment, just my trade in)
-What about leasing? is it easy? or hard for post-BK?
-Basically anything to advice me are welcomed!
Thanks in advance!
Tom G.
