I have not obtained a credit report since my discharge nearly two
years ago.

I understand that there are three major credit bureaus: Equifax,
TransUnion, and Experian. Should I obtain a credit report from all
three bureaus if I want to check for accurate information on them?
(Do they ever share information?)

I am considering obtaining one of those "all-in-one" reports from one
of the bureaus. But I wonder if it would be the same as buying three
separate reports. Would the "all-in-one" be as up-to-date as
individual reports?

What are the other credit bureaus that collect information or do I
need to even be concerned about them?

Any thoughts are appreciated.
azhorizons@hotmail.com

Yes. You should be reviewing your credit report. Also, this is a very
helpful forum...check it out:

http://consumers.creditnet.com/straighttalk/board/

Active User wrote: I have not obtained a credit report since my discharge nearly two years ago. I understand that there are three major credit bureaus: Equifax, TransUnion, and Experian. Should I obtain a credit report from all three bureaus if I want to check for accurate information on them? (Do they ever share information?) I am considering obtaining one of those "all-in-one" reports from one of the bureaus. But I wonder if it would be the same as buying three separate reports. Would the "all-in-one" be as up-to-date as individual reports? What are the other credit bureaus that collect information or do I need to even be concerned about them? Any thoughts are appreciated. azhorizons@hotmail.com

some guy <none@here.com> wrote in message news:<3F2078FD.4080705@here.com>... Yes. You should be reviewing your credit report. Also, this is a very helpful forum...check it out: http://consumers.creditnet.com/straighttalk/board/ Active User wrote: I have not obtained a credit report since my discharge nearly two years ago. I understand that there are three major credit bureaus: Equifax, TransUnion, and Experian. Should I obtain a credit report from all three bureaus if I want to check for accurate information on them? (Do they ever share information?) I am considering obtaining one of those "all-in-one" reports from one of the bureaus. But I wonder if it would be the same as buying three separate reports. Would the "all-in-one" be as up-to-date as individual reports? What are the other credit bureaus that collect information or do I need to even be concerned about them? Any thoughts are appreciated. azhorizons@hotmail.com

Good advice. Also, order each report separately from each bureau.
The 3 in 1 are often not up to date. DO NOT order a report through a
3rd party site; it will appear as a hard pull and for some stupid
reasons lowers scores.

you an get them over the web also

www.experian.com


www.equifax.com

i think

Silk


"Active User" <azhorizons@hotmail.com> wrote in message
news:a2057c8.0307241418.43ea57fa@posting.google.co m... I have not obtained a credit report since my discharge nearly two years ago. I understand that there are three major credit bureaus: Equifax, TransUnion, and Experian. Should I obtain a credit report from all three bureaus if I want to check for accurate information on them? (Do they ever share information?) I am considering obtaining one of those "all-in-one" reports from one of the bureaus. But I wonder if it would be the same as buying three separate reports. Would the "all-in-one" be as up-to-date as individual reports? What are the other credit bureaus that collect information or do I need to even be concerned about them? Any thoughts are appreciated. azhorizons@hotmail.com