We were told by an employee in our lawyer's office that we were not to
include our monthly credit card debt when adding up our monthly
expenses. Is this correct? Thanks.

Yep. Unless you have made arrangements to reaffirm.

greg wrote:
We were told by an employee in our lawyer's office that we were not to include our monthly credit card debt when adding up our monthly expenses. Is this correct? Thanks.

Yes, it is correct. Since this debt will be discharged, it won't
affect your budget.

--
Brett

************************************************** ***************
* Personal Injury/Malpractice Bankruptcy *
* *
* BRETT WEISS, P.C. *
* Attorneys at Law *
* Maryland, D.C. and Federal Bars *
* lawyer@erols.com *
* http://www.erols.com/lawyer *
* *
* Small Business Estates & Estate Planning *
************************************************** ***************

The Small Print: This response is for discussion purposes only.
It isn't meant to be legal advice and you shouldn't treat it as
such. If you want legal advice, speak with a local lawyer
familiar with your state's laws who can review *all* of the facts
and the law applicable to your situation.
************************************************** ***************


"greg" <roulette60@hotmail.com> wrote in message
news:a3bfd385.0307200704.5a16bf1c@posting.google.c om... We were told by an employee in our lawyer's office that we were
not to include our monthly credit card debt when adding up our monthly expenses. Is this correct? Thanks.

This may cause problems. I recommend discussing it with your
attorney.

--
Brett

************************************************** ***************
* Personal Injury/Malpractice Bankruptcy *
* *
* BRETT WEISS, P.C. *
* Attorneys at Law *
* Maryland, D.C. and Federal Bars *
* lawyer@erols.com *
* http://www.erols.com/lawyer *
* *
* Small Business Estates & Estate Planning *
************************************************** ***************

The Small Print: This response is for discussion purposes only.
It isn't meant to be legal advice and you shouldn't treat it as
such. If you want legal advice, speak with a local lawyer
familiar with your state's laws who can review *all* of the facts
and the law applicable to your situation.
************************************************** ***************


"some guy" <here@home.com> wrote in message
news:3F1B56F4.7000408@home.com... Let's say you have a credit card through a bank that also holds
the title/loan on your vehicle. I plan to reaffirm the vehicle,
however, the car is cross-collaterallized with the Visa from that bank.
So, I will have to pay it/reaffirm that card. Can I include the
minimum payment for that Visa as a monthly expense since it is tied to
my vehicle? Brett Weiss wrote: Yes, it is correct. Since this debt will be discharged, it
won't affect your budget.

If you had a client in this situation, would you just recommend
continuing payments and then officially reaffirming after the 341? I
have to reaffirm the vehicle with this bank anyway, would signing a
reaffirmation for the card that is tied to the vehicle pose a problem?
I don't have a problem not listing this as a monthly expense. It's only
a minimum of $40 a month. Besides, my mother actually pays this bill
for me. Is there any reason to inform the trustee of that?

Brett Weiss wrote: This may cause problems. I recommend discussing it with your attorney.

It's impossible to say without a detailed review of your
situation and case.

--
Brett

************************************************** ***************
* Personal Injury/Malpractice Bankruptcy *
* *
* BRETT WEISS, P.C. *
* Attorneys at Law *
* Maryland, D.C. and Federal Bars *
* lawyer@erols.com *
* http://www.erols.com/lawyer *
* *
* Small Business Estates & Estate Planning *
************************************************** ***************

The Small Print: This response is for discussion purposes only.
It isn't meant to be legal advice and you shouldn't treat it as
such. If you want legal advice, speak with a local lawyer
familiar with your state's laws who can review *all* of the facts
and the law applicable to your situation.
************************************************** ***************


"some guy" <here@home.com> wrote in message
news:3F1C1E04.4020802@home.com... If you had a client in this situation, would you just recommend continuing payments and then officially reaffirming after the
341? I have to reaffirm the vehicle with this bank anyway, would
signing a reaffirmation for the card that is tied to the vehicle pose a
problem? I don't have a problem not listing this as a monthly expense.
It's only a minimum of $40 a month. Besides, my mother actually pays
this bill for me. Is there any reason to inform the trustee of that? Brett Weiss wrote: This may cause problems. I recommend discussing it with your attorney.

"Brett Weiss" <lawyer@erols.com> wrote in message news:<1E2dnQ7rHdb5pYaiXTWJhw@comcast.com>... Yes, it is correct. Since this debt will be discharged, it won't affect your budget.

Thanks Brett. Buckwheat also. -- Brett ************************************************** *************** * Personal Injury/Malpractice Bankruptcy * * * * BRETT WEISS, P.C. * * Attorneys at Law * * Maryland, D.C. and Federal Bars * * lawyer@erols.com * * http://www.erols.com/lawyer * * * * Small Business Estates & Estate Planning * ************************************************** *************** The Small Print: This response is for discussion purposes only. It isn't meant to be legal advice and you shouldn't treat it as such. If you want legal advice, speak with a local lawyer familiar with your state's laws who can review *all* of the facts and the law applicable to your situation. ************************************************** *************** "greg" <roulette60@hotmail.com> wrote in message news:a3bfd385.0307200704.5a16bf1c@posting.google.c om... We were told by an employee in our lawyer's office that we were not to include our monthly credit card debt when adding up our monthly expenses. Is this correct? Thanks.