I received my ch. 7 discharge yesterday and when I spoke to my attorney
he stated that my main concern right now will be to become more
financially secure. I raised the question before to him about creditors
"watching" my spending. he basically said, right now most credit
companies are too busy trying to collect from the thousands if not
millions of people who are in bad shape financially. He also stated it
is very rare that they would go out of their way to try to dig up things
on people, if they do it is most likely with people who had very
questionable paperwork and those who could be consider ch 13 eligible.
If they don't raise an issue during the time frame they are given, at
the 341 and then 60 days after then it is unlikely they would do
anything else. My biggest fear was with one dept store card that I had
and they had someone at the 341 hearings that day, but the person didn't
think they could recover anything from me.

Rip