I was wondering about bankruptcy. I currently owe about $7500.00 or so
to credit card companies. I have not been able to make a payment for
about 2-3 months. I do not have a job at present. I was wondering what I
should do? I would rather pay my loans back somehow, but at present I do
not have a job, I am looking for one. I live at home with my dad who
isn't very well of to say the least (I can't borrow money from him).
Anyway, I know it is only $7500.00, but i just don't have the money. Is
there a way i can hold off the credit card companies until I can get a
job? One called the other night and said that if I didn't do something
by july 14 then they might start legal actions.

I hope you all will have a answer for me because I really feel crappy at
the moment and I want to pay back my debts. I just need a little room to
get on my feet.

Thanks for reading.

Will