View Full Version : How do I remove inaccurate information from my credit report? Washington

07-10-2006, 05:22 AM
Under the Fair Credit Reporting Act, both the credit reporting agency and the creditor are required to correct inaccurate or incomplete information on a credit report. The credit bureau will reverify the item in question with the creditor at no cost to the consumer. The credit reporting industry has a policy that requires a creditor to respond to a reinvestigation within 30 days. After the reinvestigation is complete, the credit reporting agency will notify the consumer of the outcome. If information in the report has been changed or deleted, the consumer will receive a copy of the revised report. For additional information on credit report disputes click here.
Contact the credit reporting agencies at:

Equifax Information Service Center
Attn: Consumer Dept.
PO Box 740241
Atlanta, GA 30374

TransUnion Corporation
National Consumer Disclosure Center
PO Box 7000
North Olmstead, OH 44070
(312) 408-1400

Consumer Assistance
PO Box 2350
Chatsworth, CA 91313-2350

The Federal Trade Commission, Bureau of Consumer Protection has publications and an education program to help consumers reestablish credit and address credit problems.

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