The discharge order is issued by the court and permanently prohibits creditors from taking action to collect dischargeable debts against the debtor personally. This does not prevent secured creditors from seizing collateral if payments are not kept current or other creditors from pursuing property of the estate. Some debts are not dischargeable and certain debts may be found non- dischargeable. For a list of non-dischargeable debts see 11 U.S.C. §523. Additionally, debts that were not listed on your bankruptcy schedules or that were incurred after the date of filing the petition in bankruptcy are generally not discharged. The granting of a discharge does not automatically close a case. The distribution of assets or the resolution of certain contested matters may require the case to remain open.